Failure to notify them may cause your circumstances to fall within the policy exclusion.

(Includes Insurance Premium Tax)
Infants under 2 years of age travel free when accompanied by an adult insured under this policy. Clients aged 65 and over will be charged at 2 times the adult rate shown above. Family insurance covers 2 adults and up to 4 children aged up to 18 in full-time education.
All age limits are at the date of travel.

Excess Waiver £10.

For all travel 01/05/07 - 30/11/07This insurance has been arranged by Rock Insurance Services Limited and is underwritten by Europ Assistance Holding Irish Branch of 3rd Floor, Adelaide Road, Dublin 2, Ireland.

* Death benefit is limited to £5,000. Please note reduced sums insured apply to certain age groups, please refer to main wording.

* Death benefit is limited to £10,000. Please note reduced sums insured apply to certain age groups, please refer to main wording.

Excess Waiver £10 per person.

(Includes Insurance Premium Tax) Infants under 2 years of age travel free when accompanied by an adult insured under this policy. Clients aged 65 and over will be charged at 2.5 times the adult rate shown above. Family insurance covers 2 adults and up to 4 children aged up to 18 in full-time education. All age limits are at the date of travel.

Important Health Requirements
You must comply with the following conditions in order to have full protection under this policy. If You do not comply We may, at Our option, cancel the policy, refuse to deal with Your claim or reduce the amount of any claim payment.This insurance operates on the following basis:
To be covered, You must be healthy, fit to travel and to undertake Your planned Trip; The insurance will NOT cover You when You are travelling against the advice of a Medical Practitioner (or would be travelling against the advice of a Medical Practitioner had You sought his/her advice); The insurance will NOT cover You when You are travelling with the intention of obtaining medical treatment or consultation abroad. The insurance will NOT cover You if You have any undiagnosed symptoms that require attention or investigation in the future (that is symptoms for which You are awaiting investigations/consultations, or awaiting results of investigations, where the underlying cause has not been established) No claim arising directly or indirectly from a Pre-existing Medical Condition affecting You will be covered unless: You have declared that condition to Us; and You have declared any changes in Your health or prescribed medication; and We have accepted that condition for insurance in writing. Each Insured Person who has a Pre-existing Medical Condition must make a Medical Health Declaration before each Period of Insurance and, if there are any changes in Your health or prescribed medication, prior to commencement of the Period of Insurance or departing on any trip. Failure to declare any Pre-existing Medical Condition that is relevant to the insurance may invalidate the policy. We may require Your to obtain a medical report from Your General Practitioner or Consultant in order to assess whether cover applies. Any costs incurred in obtaining this medical report shall be borne by You. Based on Our assessment of the medical information supplied to Us, We will decide whether or not the person is suitable for insurance, if certain exclusions or restrictions should be imposed, or if cover can be offered subject to the payment of an additional premium. If We offer cover, and, if the cover is subject to the payment of an additional premium, cover will not commence until full payment has been received by Us and written confirmation has been provided by Us. To declare a Pre-existing Medical Condition or a change in Your state of health or prescribed medication, You should contact the Medical Screening Helpline during office hours on: 0870 737 6074 This policy will NOT cover any claims under Section 6 (Cancellation, Curtailment or Trip Interruption) arising directly or indirectly from a Pre-existing Medical Condition, known to You prior to the commencement of the Period of Insurance, affecting any Close Relative, travelling companion who is not insured under this policy or person with whom You intend to stay whilst on Your Trip: for which they have required surgery, or inpatient treatment or hospital consultations, or have been prescribed medication or undergone any treatment, during the 90 days immediately prior to the commencement of the Period of Insurance; or if they were on a waiting-list for, or have knowledge of the need for, surgery, inpatient treatment or investigation at any hospital or clinic at the commencement of the Period of Insurance; or if a terminal diagnosis had been received prior to the commencement of the Period of Insurance.